Rates
| Prime Rate | Rate |
|---|---|
| PSCU Prime Rate |
4.70%
|
| Special | Rate |
|---|---|
| Greener Home Loans – Fixed |
9.99%
|
| Greener Auto Loans (New Vehicles) – Fixed |
6.70%
|
| Home Renovation Loan – Fixed |
10.99%
|
Mortgages
| Mortgages | Rate |
|---|---|
| 1 Year – Fixed |
6.64%
|
| 2 Years – Fixed |
6..54%
|
| 3 Years – Fixed |
6.44%
|
| 4 Years – Fixed (Special Rate) |
4.94%
|
| 5 Years – Fixed (Special Rate) |
4.84%
|
Investments
| RRSPs Non-Redeemable (Semi-Annual Compound) – Minimum $500 | Rate |
|---|---|
| 12 Months |
2.30%
|
| 24 Months |
2.35%
|
| 36 Months |
2.40%
|
| 48 Months |
2.45%
|
| 60 Months |
2.50%
|
| Tax-Free Savings Accounts (Annual Compound) | Rate |
|---|---|
| 1 Year |
2.30%
|
| 2 Year |
2.35%
|
| 3 Year |
2.40%
|
| 4 Year |
2.45%
|
| 5 Year |
2.50%
|
| Tax-Free Savings HISA |
0.50%
|
| High Interest Savings |
0.50%
|
| Savings Account | Rate |
|---|---|
| First Home Savings Account (FHSA) – Variabe |
2.75%
|
| RRIF (Annual Compound) | Rate |
|---|---|
| Variable |
0.05%
|
| 1 Year |
2.30%
|
| 2 Year |
2.35%
|
| 3 Year |
2.40%
|
| 4 Year |
2.45%
|
| 5 Year |
2.50%
|
| RESPs (Trusteed by Concentra Financial Services) | Rate |
|---|---|
| 12 Months |
3.35%
|
| 24 Months |
3.40%
|
| 36 Months |
3.50%
|
| 48 Months |
3.50%
|
| 60 Months |
3.60%
|
| Variable |
0.15%
|
| Cashable |
0.30%
|
Accounts
| Your Savings | Rate |
|---|---|
| $0 to $4,999 |
0.04%
|
| $5,000 to $9,999 |
0.06%
|
| $10,000 to $24,999 |
0.12%
|
| $25,000 to $59,999 |
0.12%
|
| $60,000 and over |
0.12%
|
| Your Chequing | Rate |
|---|---|
| $0 to $999 |
0.04%
|
| $1,000 to $4,999 |
0.04%
|
| $5,000 and over |
0.04%
|
*All rates are subject to change without notice
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Copyright 2025 Public Service Credit Union. All rights reserved.
Copyright 2025 Public Service Credit Union. All rights reserved.
