Mortgages
Turn your dream into your dream home.
What’s your next move?
Buying
Renewing
Switching
Find the mortgage to match your needs
Fixed Mortgage
Overview
Save money with an open prepayment option after the first year and convenient weekly or bi-weekly payment schedules. Get peace of mind with low-cost life, disability, and job loss insurance for single or joint coverage.
Key features
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Flexible repayment terms and choice of amortization up to 25 years
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Renewal terms of 6 months to 5 years
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Competitive rates
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Pre-approvals available
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Semi-annually or monthly statement with a chequing account
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Financing available: 95% with Sagen™
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Payments via payroll deductions, automatic transfer from Public Service Credit Union account, or Automatic Funds Transfer from another institution
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Property taxes can be collected and paid each year by Public Service Credit Union on behalf of the owner upon request
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Non-assignable during term chosen
Get your mortgage your way
Not sure which mortgage is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Unlock Your Home’s Equity
Discover flexible financing with a Home Equity Line of Credit.
Bank with PSCU
Public Service Credit Union offers chequing and savings accounts that make everyday banking a breeze.
Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
Level up your financial know-how
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Copyright 2025 Public Service Credit Union. All rights reserved.
Copyright 2025 Public Service Credit Union. All rights reserved.
