Registered Education Savings Plan (RESP)
Saving up for post-secondary education can be easy as ABC.
Why invest in an RESP?
Shelter investment growth
Your child won’t pay tax on investment income until they withdraw it for school, ensuring their savings grow faster.
Take advantage of government grants
The government wants to support your child’s future, offering grants and bonds to boost the savings you set aside.
Save with help from anyone
Grandparents, aunts, uncles and even friends can open an RESP to help save for your child's education.
Invest your way
Your RESP can hold a variety of investments, including mutual funds, term deposits and even savings accounts.
Set up your RESP your way
Not sure if an RESP is what you need?
We’ll be happy to help review your goals and see if an RESP is the right solution to reach them.
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Thinking about home ownership?
The FHSA is another tool to help you get there. Invest up to $8,000 per year, tax-free.
PSCU bank accounts
Choose from a range of chequing and savings accounts to suit different life stages and banking needs.
Take a look at the latest, competitive rates on offer for our investing solutions.
See how RESP contributions, combined with government grants, will help your child’s savings grow.
Level up your financial know-how
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Copyright 2025 Public Service Credit Union. All rights reserved.
Copyright 2025 Public Service Credit Union. All rights reserved.
