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Loans

Personal loans are a convenient solution for important purchases, or consolidating debts into one smaller payment.

 

Find the loan to fit your next big goal

Consolidation Loan

Overview

A consolidation loan is an excellent solution to managing multiple payments and higher interest debt. Consolidate debt into one, lower cost payment to simplify your finances and pay down debt faster.

Key features
  • Repay your loan faster with weekly, bi-weekly, monthly, or semi-monthly payments

  • No penalty for extra payments or early repayment

  • Make extra payments any time, in any amount, and as often as you want

  • Competitive variable or fixed interest rate

  • Credit life, disability, critical illness and accident/sickness insurance available

  • Detailed statements available via online banking

ECO-GREENER HOME Loan

Overview

Get funding for your investment to help you reduce your home's carbon footprint and create energy savings for you.

Great for:

  • Insulation improvements

  • Geothermal heating

  • Mini-splits and heat pumps

  • ENERGY STAR® efficient windows, doors, and appliances

  • Improved heat and cooling systems

  • Solar equipment 

Key features
  • Interest rates starting at 9.99%

  • Flexible repayment options

  • No pre-payment penalties

  • Terms 1-5 years

  • $1,000.00 minimum loan amount 

Loans are also available for other home renivations with financing up to 5 years. 

ECO-GREENER AUTO Loan

Overview

Get funding for new eco-friendly hybrid and electric vehicles to reduce your carbon emissions.

Key features
  • Interest rates starting at 6.70%

  • Flexible repayment options

  • No pre-payment penalties

  • Terms 1-7 years

  • $10,000.00 minimum loan amount 

 
 

Get your loan your way

Not sure which loan is right for you?

We’ll be happy to help you pinpoint the option that best suits your needs.

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PSCU proudly supports products that help improve our environment

We implemented a ground source heat pump system when our building was constructed in 2004, and we continue to make updates to help reduce greenhouse gases. We encourage members to invest in our future. Want to learn more about our greener loans and environmental intiatives? 

 
 
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Credit card rewards that suit you

Discover our credit card options for personal and business use. 

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Take a look at the latest, competitive rates on offer for our lending solutions.

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Try our calculator for help finding a loan that suits you and your budget.

 

Level up your financial know-how

Guide to borrowing

Any time you take on debt, it’s important to understand the ins, outs, and implications of your choices. 

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You’ve likely heard of credit scores, but what exactly do they mean for you and your finances.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.