Savings Accounts
Make your money work harder for today, and tomorrow.
Find the savings account for you
TFSA Term Deposits
Overview
With a TFSA, you are not charged tax on earned interest, dividends, or capital gains. Earn higher rates than on a typical savings account, and any withdrawals you make may be replaced at a later date.
Key features
Choose from:
- TFSA High Interest Savings Account
- TFSA 1-year Term Deposit
- TFSA 2-year Term Deposit
- TFSA 3-year Term Deposit
- TFSA 4-year Term Deposit
- TFSA 5-year Term Deposit
Special Payroll Savings Plan
Overview
Whether your future plans include a well-earned vacation, retirement planning, or just saving for a rainy day, a Special Payroll Deposit (SPD) is a simple and effective way to save those extra dollars.
Key features
- An automatic deduction directly from your pay
- No fees, service charges or penalties for early withdrawals
- Immediate access to your funds during regular business hours
YOUR Savings
Overview
A daily interest savings account that provides a good way to save with convenient access to funds.
Key features
- No monthly fee
- Interest calculated on daily closing balance calculated monthly
- Unlike some institutions that calculate interest for the amount in each tier, we calculate interest based on the rate for the highest tier attained on the total balance in your account
- Easy access to your money through online banking, your debit card, TeleService® telephone banking, Inter-Credit Union Services (ICU®), pre-authorized payments, direct deposits and in-branch service
- 2 debit transactions included (Excluding INTERAC†/Plus® ATM)
Not sure which savings account to choose?
We’ll be happy to help you pick the option that best suits your goals.
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Bank and pay your way
On your mobile device
View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.
On your computer
Manage your money anytime from the comfort of your home with our intuitive online banking system.
Using mobile wallet
Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.
Via 3,000+ ATMs
Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.
Explore personal chequing accounts
Find the perfect chequing account for your lifestyle and everyday banking needs.
Your banking options
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Copyright 2025 Public Service Credit Union. All rights reserved.
Copyright 2025 Public Service Credit Union. All rights reserved.
