Mortgages

Simplify your mortgage, whatever home looks like.

Whether you're ready to purchase your first home, downsize, or just need mortgage advice, we can help.

No two households’ financial needs are the same. You can trust that Public Service Credit Union will provide you with honest advice and mortgage products that fit your needs. We will help you on your journey to achieving your homeownership goals.

PSCU Mortgage Features:

  • Competitive rates
  • Pre-approvals (if requested)
  • Low cost life, disability, critical illness and loss of employment insurance (optional)
  • Monthly e-statements (paper statements are optional)
  • Weekly, biweekly, or monthly repayment schedules
  • Inclusion of property tax (optional)
  • Up to 95% financing available with Sagen insurance

Whether you’re saving for a down payment, buying your dream home or thinking about eco-friendly renovations, we can help. Book an appointment with one of our mortgage experts today by emailing memberinquiry@pscu.ca or calling 1-709-579-8210 or starting a Mortgage Application now.

Tools and Resources

Check out our helpful mortgage calculators to determine how much you can borrow, estimate your mortgage payment, compare scenarios, and to see which mortgage product is right for you.

Buying your first home? Check out our Guide to Homebuying for information designed specifically for you.

For homeownership tips and advice, check out our mortgage articles, videos, and podcast episodes on honestmoney.ca.

Click here to view our mortgage rates.

Apply Now

*On approved credit. Certain terms and conditions apply. 5-year fixed rate.